AHN Disability Insurance

Many trainees know they want a personal disability insurance policy, but others are just starting their research. Which one seems more like you?

I'm not sure if I need disability insurance

I want to make sure I get the right policy

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We regularly host educational lectures about disability insurance to trainees across the country: what you have (through work), what is available (individual policy), and what are the differences.

Additional Resources

Is it difficult to get disability insurance? (3-minute read)

Red flags for medical trainees when applying for disability insurance (5-minute read)

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Get More Information

Hurley Associates has been successful in helping physicians find peace-of-mind with protecting their income, in their medical specialty, and keeping within their budget.We represent all major disability insurance companies and are familiar with institution-specific discounts and policies across the country, like Guaranteed Standard Issue (GSI) programs, to help you find the policy that is right for you.To start, select what is important to you (check all that apply):

Protects you in your medical or surgical specialty

Policy that will follow you after graduation

Residency/Fellowship discount

Option to increase or decrease coverage in the future

Inflation protection

Simple sign-up process

Guaranteed Standard Issue (no medical questions, no exam, *you may not be eligible if you have already applied for a policy)

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Take a moment to tell us more about yourself and what questions you may have. One of our associates will contact you.

What is your medical specialty?

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You’re almost there!Many trainees have discovered that qualifying for a disability insurance policy can be difficult. Over 50% of physicians are penalized for pre-existing medical and/or prescription histories.Which one seems most like you:

Hoping to keep health background information private if I can

I don’t mind sharing my health information, even if it risks rejection or extra charges

Interested in the fastest, easiest option to check this off my to-do list

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Date of Birth

First Name

Last Name

Email Address

Phone Number

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The next step is to complete our confidential pre-screen questionnaire. One of our associates will contact you to review your options and help design your policy. You can mark “GSI” in the section about health history. Completing this pre-screen questionnaire will not negatively impact your ability to qualify for a policy.

Back Start Pre-Application

The next step is to complete our confidential pre-screen questionnaire. One of our associates will contact you to review your options and help design your policy. Completing this pre-screen questionnaire will not negatively impact your ability to qualify for a policy.

Back Start Pre-Application

When should we connect with you?

Please contact me now to review my DI options

Please contact me in the future to review my DI options

Select date to be contact

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A Guaranteed Personal Disability
Insurance Policy.

Most trainees tell us they are looking for disability insurance that:

• Protects their medical specialty (own-occupation medical specialty)

• Can be taken with them at graduation (portable)

• Is Guaranteed Standard Issue (GSI) with no health/Rx questions and no exam

• Can grow with them as their income grows (guaranteed future income options)

• Is affordable to meet the budget now; but still protect them as an attending

• Cannot be changed by the insurance company (guaranteed renewable; non-cancellable)

• Is from a reputable insurance company with history of insuring physicians in their specialty

Qualifying for a disability insurance policy can be difficult

• You can be declined and not offered a policy

• You can be approved; but with exclusions or a price increase because of pre-existing health/medication history

• You can be approved without penalty

Program Highlights

• True Own-Occupation with Enhanced Medical Specialty

• Permanent & Portable Policy. 20-30% Discount

• $15,000 Monthly Benefit Maximum

• Guaranteed Renewable and Non-Cancellable

• No exclusions for pre-existing conditions

• No medical health/history questions if first time applicant

• No exam or lab work required

• No price penalty