UPMC Disability Insurance

I graduate in:

Many trainees know they want disability insurance. Some are trying to find the right policy while others are researching. Which one seems like you?

I'm not sure if I need disability insurance

I want to make sure I get the right policy

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We regularly host annual educational lectures on Disability Insurance about what you have, what's available, and what's the difference. We have a 15 minute recorded version that could help answer your questions.

Watch Video

The next step, if you are ready, is to start an application. Still have questions? Schedule a call & get them answered.

Start Application Get A Quote Schedule a Call

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Which of the below options best describes how you’d ideally like to apply?

I don’t want to answer health background questions if I don’t have to

I am unconcerned with disclosing my health history even if I risk being turned down

I’m interested in the fastest, easiest, least-intrusive option to check this off my to-do list

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Is it fair to assume that you have not yet applied for disability insurance? Or have already applied for a policy and are unhappy with the outcome?

Applied and unhappy with the result

I have not yet applied for a policy

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The next step, if you are ready, is to start an application. The application permits us to get approval and then you can tailor the policy.

Still have questions? Schedule a call & get them answered.

Start Application Get A Quote Schedule a Call

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Is it fair to assume you haven’t already applied for a policy?

I have already applied for a policy

I have not yet applied for a policy

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Based on your response, it looks like the best next step is to set up a quick phone call with a UPMC Medical Education disability insurance specialist to learn more about what you’ve done so far and to review the options available.

Schedule a Call

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Based on your response, it looks like the best next step is to set up a quick phone call with a UPMC Medical Education disability insurance specialist to learn more about what you’ve done so far and to review the options available.

Schedule a Call

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The next step, if you are ready, is to start an application. You can mark "N/A" in the section about employment at UPMC, financial/income and health history. Upon completion, we will contact you to set up a quick phone call to design your policy how you want it.

Still have questions? Schedule a call & get them answered.

Start Application Get A Quote Schedule a Call

Back

The next step, if you are ready, is to start an application. You can mark "N/A" in the section about employment at UPMC, financial/income and health history. Upon completion, we will contact you to set up a quick phone call to design your policy how you want it.

Still have questions? Schedule a call & get them answered.

Start Application Get A Quote Schedule a Call

Back

A Guaranteed Personal Disability
Insurance Policy.

Most trainees tell us they are looking for disability insurance that:

• Protects their medical specialty (own-occupation medical specialty)

• Can be taken with them at graduation (portable)

• Is Guaranteed Standard Issue (GSI) with no health/Rx questions and no exam

• Can grow with them as their income grows (guaranteed future income options)

• Is affordable to meet the budget now; but still protect them as an attending

• Cannot be changed by the insurance company (guaranteed renewable; non-cancellable)

• Is from a reputable insurance company with history of insuring physicians in their specialty

Qualifying for a disability insurance policy can be difficult

• You can be declined and not offered a policy

• You can be approved; but with exclusions or a price increase because of pre-existing health/medication history

• You can be approved without penalty

Program Highlights

• True Own-Occupation with Enhanced Medical Specialty

• Permanent & Portable Policy. 20-30% Discount

• $15,000 Monthly Benefit Maximum

• Guaranteed Renewable and Non-Cancellable

• No exclusions for pre-existing conditions

• No medical health/history questions if first time applicant

• No exam or lab work required

• No price penalty